New Focus – New Jersey (NF-NJ) is a not-for-profit corporation with the mission of Changing Lives by Providing Counseling and Training to People in Financial Need and Distress

To say that we are living in unprecedented times is an understatement given that national reports show that on average 70% of Americans are living paycheck to paycheck.

NF-NJ’s Vision is simply to see people and organizations apply sound financial principles in their personal and corporate lives that lead to financial freedom.


Our focus is financial counseling dealing with budgeting, savings, awareness of spending patterns and debt elimination.  Lack of savings and uncontrolled debt accumulation in the United States is unsustainable both to the individual and to the nation as a whole.  NF-NJ aims to educate and train its constituencies on these and other financial issues in order to put our clients on a firm foundational footing.

NF-NJ is a not-for-profit, IRS 501(c)(3) tax-exempt corporation.